In Germany, besides the nominal interest rate, which is often referred to as loan interest, there are various types of interest rates. The money market interest rate is used for short-term investments – it is based on the current average interest rates of several banks in Europe. Please bring a passport (identity card or passport) and a current proof of income for advice. The interest on your car loan never changes. So you are sure that you will repay the same amount every month throughout the term of your car loan.
Finance car purchase
Time savings through the complete online application via web banking! Upload your documents, follow the progress of your application and confirm your order on the Internet. Calculation example: A loan totaling 15,000 USD with a maturity of 48 months and a fixed interest rate of 2.90% pa will be repaid in 48 installments at 331.35 USD (without optional insurance).
Annual percentage of the fee. Fixed annual interest: 2.98% pa (only in combination with a Essentiel offer and a payroll account at our bank). The use of this tool does not give the banks any obligations with regard to the simulation sizes used. It is not a purchase offer and / or a loan approval. This example is not binding and does not constitute a loan offer or a license.
The NatBank assumes no liability for this example and for the decisions that such a decision could be taken.
The interest on your car loan remains unchanged. So you are convinced that you will pay back the same amount of money every day for the duration of your car loan. Who knows how much credit he wants to claim can easily calculate his monthly installment in our car loan simulation.
This depends on the loan amount and the period during which you have paid off the loan. You want to calculate your car loan on our website? If you change a certain value or the description, the new history is displayed. The best duration for you depends on how much credit you want to use and how much you pay each month.
Depending on the duration of the repayment term, the monthly installments will decrease and the repayment of the loan will be facilitated. If you take a loan with a shorter maturity, the monthly installments are larger, but then the loan is repaid faster and you pay less interest. Note the following restriction at run time. This is also counted in the simulation of the vehicle loan.
As newcomers, they often have no further loans, while the statistical probabilities for damage or even total loss are. Remember, in this case, you lose the vehicle while the loan is being maintained. Your car loan is paid out: The installment period for the car loan starts one month after payment of the loan amount.
The following repayment installments will be redeemed on the same day as the first repayment month. On May 25, the amortization begins. The repayment accounts correspond to those of the car loan. You can calculate and claim your installment loan through our website.
Example: With a installment loan of 15,000 USD with a term of 60 months at a fixed annual cost and a fixed effective interest rate of 0.85% you pay 60 monthly installments of 255.44 USD – ie 15.326,32 USD.